A bigger or smaller house deposit?

See how the amount put towards a house deposit changes a fictional household's mortgage, monthly payments and savings left to invest.

A larger deposit reduces borrowing and may change the mortgage rate. A smaller deposit leaves more money available at the start. This example compares both choices over 30 years using the same household and stated assumptions.

The full calculator is coming soon. This is an illustration, not a prediction or personal financial advice.

Preparing the interactive example…